Somerset Savings Bank

Low and Moderate Income Program

You may qualify for a preferred rate as a low or moderate income home buyer living within our service area. Our Low and Moderate Income Program can save you money.

  • Low rates up to 0.25% off our regular rates

  • No points

  • Buy with as little as 20% down or refinance your current loan

  • Your application fee is refunded at closing

  • Certain income limits apply*

  • Programs only available in certain areas*

*Low and Moderate Income Program is available for a 1-2 family primary residence purchased or refinanced in Hunterdon, Morris and Somerset counties; and Dunellen, Middlesex, Piscataway and South Plainfield. Certain income limits apply.